Commercial Auto Insurance Coverage

Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy.

This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Banasky Insurance will help you find the best coverage you need for your business.

Why do you need Commercial Auto Insurance?

In general, if an auto is used in tasks related to the operator’s occupation, profession, or business other than commuting, a commercial policy is a must.

  • Hauling a considerable weight in tools or equipment or towing a trailer used to conduct your business may require a commercial auto insurance policy.
  • A commercial insurance policy may be needed if employees operate the auto or if ownership is in the name of a corporation or partnership.

What does Commercial Auto Insurance cover?

Depending on how an agent sets up a policy, coverage can range from Liability Only to including Physical Damage to your commercial vehicle and the contents being hauled.  If you have questions or requests we suggest you give us a call and we can get you the answers you need.