Boat & Watercraft Insurance

At Banasky Insurance, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your insurance coverage needs.

Let one of our experienced agents give you the coverage you need and make recommendations to best fit your situation. The following list some of the many coverages that we can offer:

Physical Damage Coverage

Adding this coverage to your policy protects your boat while in storage and during transport. This covers your boat as well when out of the water, including but not limited to: fire, lighting, vandalism or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor or supplies.

Liability Coverage

This coverage will assist you in the event of a collision with another boat, dock or other boaters. These areas protect you for:

• Personal Liability – protecting you or family member if you have an accident that causes injury to another person.
• Medical Payments – covering medical expenses if you or someone in your boat is involved in an accident.

Property Damage – damage that may be caused to another person’s property while operating your watercraft.